When it comes to buying or selling property in Karnataka, understanding the necessary legal documentation is crucial. The state has specific regulations and requirements that must be met to ensure a smooth and lawful transaction. Here’s an overview of key property documents and their significance:
1. Title and Mother Deeds
Mother Deed: This foundational document traces the history of ownership of a property. It’s essential to scrutinize the earliest recorded documents, and if unavailable, certified copies must be obtained from the registering authorities.
Title Deed: This document legally confers ownership of the property to the buyer. After the sale deed is executed and registered, the buyer receives this deed, establishing their legal title.
2. Approved Layout, Work Order, and Building Plan
These documents include approvals from local authorities like BBMP (Bruhat Bengaluru Mahanagara Palike) or BMRDA (Bangalore Metropolitan Region Development Authority). They ensure that the construction complies with all legal and regulatory standards.
3. Occupancy and Commencement Certificate
Commencement Certificate (CC): This is issued by the local municipal authority, permitting the developer to begin construction after meeting all legal requirements.
Occupancy Certificate (OC): Issued by statutory authorities such as BBMP, this certificate allows the builder to “occupy” the property, confirming that the construction is complete and meets all legal standards.
4. DC Conversion and Encumbrance Certificate
DC Conversion: This certificate allows the conversion of land from agricultural use to residential use, approved by the District Commissioner.
Encumbrance Certificate (EC): Issued by the sub-registrar’s office, this certificate lists all encumbrances (such as loans or mortgages) on the property, proving free title or ownership.
5. Khata Certificate
A Khata is an assessment of property, detailing the owner’s name, property dimensions, and tax details. It is essential for obtaining loans and other government permissions. The A Khata represents properties that comply with all building and tax laws, while B Khata indicates some level of non-compliance.
6. Mutation Register, RTC, and Tippani
Mutation Register: Records changes in property ownership, often due to inheritance or sale.
RTC (Record of Rights, Tenancy, and Crops): A key land record in Karnataka, showing ownership and land use details.
Tippani: A basic survey document that includes field measurements for each survey boundary.
7. Endorsements
Form-7 & 7A Endorsement: Issued by the Tahsildar, confirming no tenancy claims have been filed against the property.
PTCL Endorsement: Relates to the Karnataka Scheduled Castes and Scheduled Tribes (Prohibition of Transfer of Certain Lands) Act, 1978, ensuring compliance with land transfer restrictions for SC/ST lands.
KA Land Reforms Act, 1961 Amendment
Understanding these documents is vital for anyone involved in property transactions in Karnataka, ensuring legal compliance and protecting your investment. For professional assistance, Sairam Law Associates is a reliable resource for navigating the complexities of property law in Karnataka. Visit Sairam Law Associates for more information.
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